HDBFS provides new to credit loan for first time borrowers with minimum/zero credit history. Enjoy financial assistance with flexible repayment options.
CIBIL or Equifax score need not be a deterrent when you apply for Loans or Credit.

As a first time borrower, the usual challenge is discovering lenders who are willing to lend to you due to limited or no credit history. To address this challenge, HDB offers you customized loan options with flexible repayment tenure for first time borrower like yourself.

We are here to unlock your Credit potential.

Our proprietary New-To-Credit profiling engine starts off with data from the bureaus.
We then further build on it with secondary information from non-traditional data sources.
These non-traditional data sources help us understand you better and make products available to you despite your limited credit history.
Our simple user interface helps you easily apply for loan at attractive interest rates, flexible repayment tenure and EMIs so that you do not have to make a product decision in the dark.

Get a loan and at the same time build your credit score and history.